Mortgage & finance brokers · Australia-wide

Finance for the deals the banks find difficult.

Buying your first home, upgrading, refinancing or financing the equipment that grows your business. Straight answers, a wide lender panel, and a broker who stays with you to settlement.

Buying

Buy a home

First home or next home, from pre-approval to the keys.

Refinancing

Refinance or invest

A sharper rate, equity release or your next investment.

Asset finance

Equipment & vehicles

Machinery, tools, utes and trucks, approved fast.

Business

Business & private funding

Cash flow, growth or short-term funding when speed matters.

Banks to private

Lender access

Full to low-doc

Income options

Home to asset

One broker for it all

1 business day

Enquiry response

Mortgage and finance broker meeting with clients to discuss their loan options

Why Stratium

Brokers who understand business owners.

Before broking, we owned and ran hospitality businesses. We know what it’s like to juggle BAS, staff and cash flow, and why a tax return doesn’t always tell the whole story.

  • A panel of banks, specialist lenders and private funders
  • Self-employed, low-doc and complex deals are our strength
  • You deal directly with your broker, from first call to settlement
  • Australia-wide service, with an office in Sans Souci, Sydney

What we do

Every kind of finance, under one roof.

First home buyers

Pre-approval, government schemes and support to settlement.

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Refinance

A free loan health check to see if you could be better off.

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Investment loans

Use your equity and structure loans to grow your portfolio.

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Self-employed & low-doc

Home loans using BAS, bank statements or an accountant’s letter.

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Commercial property

Offices, retail, industrial and mixed-use property.

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Equipment finance

Machinery, tools and technology without tying up cash flow.

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Vehicle finance

Cars, utes, vans and trucks for business or personal use.

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Business loans

Working capital, cash flow and growth funding.

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Private funding

Short-term and bridging finance with a clear exit plan.

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Self-employed?

We speak your language.

Sole traders, company directors, tradies and hospitality owners often get knocked back by the big banks. We know which lenders look at the full picture, and how to present your application so it gets approved.

Self-employed cafe owner at work in their small business

How it works

Three steps to settlement.

01

Talk to us

A no-obligation chat about what you need, your income and your timeframe.

02

We find the options

We compare lenders and explain the trade-offs in plain English.

03

We manage it to settlement

Application, lender questions, approval and settlement, with updates at every step.

Let’s talk

Been told no? We’ll find a way.

Tell us what you need and we’ll come back to you within one business day.

Stratium Finance is a trading brand used by two businesses. Home and commercial property loans are provided by Stratium Finance Group Pty Ltd (Credit Representative 578600 of Yellow Brick Road Aggregation Pty Ltd, ACL 390261). Asset, equipment, business and private finance are provided by Papara Pty Ltd trading as Stratium Finance (Credit Representative 571077 of COG Aggregation Pty Ltd, ACL 389527). Information is general only and doesn’t consider your objectives, financial situation or needs. Loans are subject to lender approval, fees and charges.