Tools
Calculators
Run the numbers yourself, or let us do a free borrowing power check using real lender policy.
How much can I borrow?
Online borrowing calculators give a rough guide, but every lender assesses income, expenses and debts differently, especially for self-employed borrowers. Send us a few details and we’ll give you a free borrowing power check across our lender panel.
Independent calculators
These free calculators are provided by Moneysmart, the Australian Government’s financial guidance site run by ASIC. They open in a new tab.
- Mortgage repayments calculator – work out repayments and see the effect of extra payments.
- Refinancing (mortgage switching) calculator – see if switching loans could save you money.
- Interest-only calculator – compare interest-only and principal and interest repayments.
- Car and personal loan calculator – estimate repayments on a car or personal loan.
- Budget planner – get a clear picture of your income and spending before you apply.
Calculator results are estimates only and are not an offer or approval of credit.
